Cease and Desist, Debtor is Judgment Proof:
Notification Letter to Debt Collector or Creditor
Today's Date
Your Name
Your Address
Collector' or Creditor Name
Address
RE: Account {insert account name and/or number}
Dear Collector or Creditor,
This letter comes in response to your attempts to contact me regarding the alleged debt, referenced above. I am unable to make payments on this account because {insert reason here i.e. unemployed, disability}.
Furthermore, all of my property is exempt from attachment or liens, and any income that I have is exempt from garnishment.
Therefore, I request that you cease and desist all attempts to contact me regarding the alleged debt. Thank you for your understanding in this matter.
Sincerely,
Signature
Your Printed Name